MOTOR INSURANCE
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What is TokioMarine-iLifeSecure insurance?
What is Motor insurance?
Motor insurance is a compulsory class of insurance for all vehicles licensed to be used on public roads, as per the Road Transport Act 1987.
It is a plan which covers you for
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Accidental or fire damage to your vehicle
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Theft of your vehicle
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Liabilities to other parties for injury or death
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Damage to other parties’ property
Option
Choose among our three offerings.
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Comprehensive Cover
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Third Party, Fire & Theft Cover
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Third Party Cover
Check your coverage
Here is an overview of your coverage.
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Comprehensive Cover
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1. The policy cover loss or damage to your vehicle in the following circumstances:
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By accidental collision or overturning
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By collision or overturning caused by mechanical breakdown or as a result of wear and tear
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By impact damage caused by falling objects provided no convulsion of nature is involved
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By fire explosion or lightning
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By burglary, housebreaking or theft
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By malicious act
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When in transit (including its loading and unloading) by :
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road, rail inland waterway
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direct sea route across the straits between the island of Penang and the mainland
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2. Third party bodily injury and death, limits is unlimited
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3. Third party loss or damage, limits is up to RM3 million
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In addition, the common extra benefits available under comprehensive cover (subject to additional premium) are:
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Windscreen Cover
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Inclusion of Special Perils
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Strike Riot and Civil Commotion (SRCC)
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Legal Liability of Passenger (LLP)
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Additional Named Driver
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Third Party, Fire and Theft Cover
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Third party bodily injury and death, limits is unlimited
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Third party loss or damage, limits is up to RM3 million
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Loss or damage to the motor vehicle due to fire, explosion, lightning, burglary, housebreaking or theft
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Third Party Cover
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Third party bodily injury and death, limits is unlimited
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Third party property loss or damage, limits is up to RM3 million
Important information
This plan is underwritten by Tokio Marine Insurans (Malaysia) Berhad. All benefits and features mentioned herein are subject to terms and conditions of the policy. It is In your best interest to refer to the Policy Contract for the precise terms and conditions of this insurance plan. The information shown here is for reference only and is accurate as at 30 June 2012.
Note: You must ensure that your vehicle is insured at the appropriate amount as it will affect the amount you can claim. In the event of an accident, you are advised to deal with the approved workshops. If you have a comprehensive cover and are not at fault, you are advised to submit your claim to your insurance company. You should read and understand the insurance policy and discuss it with your agent. Or, feel free to contact us directly for more information.
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CONTACT US!
HOURS & LOCATION
Location
332B-3 Harmony Square,
Jalan Perak, 11600 Jelutong,
Pulau Pinang.
Tel: 04-288 6338
Fax: 04-288 6339
Hours
Monday - Friday
9:00 am to 6:00 pm